eChatter is not a consumer reporting agency as such term is defined in the federal Fair Credit Reporting Act, 15 USC 1681 et seq. ("FCRA").

Reports provided by eChatter do not constitute consumer reports as such term is defined in the FCRA, and accordingly these reports may not be used to determine eligibility for credit, employment, insurance underwriting, tenant screening, or for any other purpose provided for in the FCRA.

eChatter conducts open source online research based on the information provided and generates reports based on this information. 

The information contained in this site and in the provided reports is for general consultation purposes only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions, or inaccuracies in information contained in this site or in the provided reports. Accordingly, the information on this site or in the provided reports is provided with the understanding that the authors, publishers, and consultants are not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.

eChatter makes no representations or warranties about the suitability, completeness, timeliness, reliability, legality, or accuracy of the website and the services and materials available on the website and in the provided reports for any purpose, and expressly disclaims all warranties, express or implied, including, but not limited to, any warranty of merchantability, fitness for a particular purpose, or non-infringement. Information contained in this site and provided reports is supplied on an “as-is” and “as-available” basis.

eChatter, its related partnerships or corporations, or the partners, agents or employees will not be held liable to you or anyone else for any decision made or action taken in reliance on the information in this site or provided reports for any consequential, special or similar damages. 


All fees specified in all order forms for services purchased shall be paid by you, the purchaser. Except as otherwise specified, fees are based on services purchased and no guarantee is made that information on a subject of a scan will be found or accurate, payment obligations are non-cancelable, and fees paid are non-refundable.

You will provide eChatter with valid and updated credit card information, or with a valid purchase order or alternative document as approved by eChatter. If you provide credit card information to eChatter, you authorize eChatter to charge such credit card for all services and reports listed in your order form.